Insurance Blog

5 Risks to Consider When Hosting a Work Party

Posted: November 26, 2024

Work parties boost morale and employee engagement. Your staff appreciates the time to relax, chat with others and maybe win some fun prizes. However, even the best intentions pose some level of risk. Workplace gatherings could bring out your staff’s worst behaviors—especially if you plan to throw alcohol into the mix. From small pizza parties of appreciation to the big end-of-year party, do you have...

7 Tips to Winterize Your Business and Protect Against Winter Hazards

Posted: November 26, 2024

Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here are seven tips to help you protect your business...

Frozen Pipes Could Cost Your Business—Here’s How to Help Prevent Issues

Posted: November 21, 2024

Frozen pipes are more than just an inconvenience—they can cause severe damage to your property. Whether you’ve experienced it firsthand or have heard the stories, it’s important to stay prepared and know what to do if it does happen. Those deep-winter cold snaps can send temperatures plummeting, and homes with exposed or inadequately protected plumbing can have pipes freeze—or worse, burst—under the pressure of expanding...

What to Bring When Buying a Car?

Posted: November 19, 2024

That shiny new ride is right in reach. You’ve searched high and low, spent more time reviewing reviews on Google than you want to admit, but the time has come! You are ready to purchase your new (or new to you) vehicle. Before you head over to the dealership, make sure you have all the documents you’ll need to make the process as smooth as...

What Is a Lienholder?

Posted: November 15, 2024

If you've recently purchased a car and are wondering why you haven't received the title yet, you're not alone. For many first-time car buyers, this can be a bit of a surprise, but in many states, the buyer does not receive the title until the auto loan is paid off. Until then, the title is often held by an entity known as a “lienholder.” A...